Mark Perkins

Chartered Financial Planner

Qualifications

AdvDipIP- Advanced Diploma in Financial Planning

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

AF1 – Personal Tax and Trust Planning

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

AF3 – Pension Planning

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

AF4 – Investment Planning

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

AF5 – Financial Planning Process

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

CF1 – UK Financial Services, Regulation & Ethics

The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.

CF2 – Investment and Risk

This examination assesses a knowledge and understanding of investment products and the risks involved.

CF3 – Financial Protection

This examination assesses a knowledge and understanding of financial protection plans.

CF4 – Retirement Planning

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF5 – Integrated Financial Planning

This module provides a solid grounding in the financial services industry and its regulation.

CF8 – Certificate in Financial Planning and Long-Term Care Insurance

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.

DipFP – Diploma In Financial Planning

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

FA1 – Life Office Administration

The objective of this unit is to develop an understanding of life and pensions issues, together with detailed guidance on the administration of these classes of business.

J01 – Personal Tax

At the end of this unit, candidates are able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individual’s liability to UK tax.

J02 – Trusts

At the end of this unit, candidates are able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

J04 – Pension Funding Options

At the end of this unit, candidates are able to demonstrate an understanding of: the main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

J05 – Pension Income Options

At the end of this unit, candidates are able to demonstrate an understanding of: the process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

R08 – Pensions update

The objective of this unit is to develop knowledge and understanding of changes introduced by the Taxation of Pensions Act 2014.

My professional life

I have been an adviser for almost 15 years, having spent the previous 26 years in the Royal Navy. I am Chartered, which means I have gone the extra mile to gain experience and qualifications over the minimal requirement. I specialise in retirement planning, pensions, investments, inheritance and tax planning.

I work with clients who want help to make sense of their financial circumstances, both technical and lifestyle. I really enjoy helping my clients to achieve their dreams and address that key question “When can I retire?”

View Mark's SPS Certficate

My personal life

I am happily married to Nicci and have two wonderful children aged 12 and 14 which take up most of my time away from work. I love rugby, sailing, good food and drinking red wine; I feel that I was a Kiwi in another life.

I spend most of my time watching my son playing his numerous sports and taking my daughter all over the UK and Europe with her dinghy. When we do get a break from this, we enjoy quality family time and watching movies together and ‘The Grand Tour’ on Amazon Prime.

Find out more about Mark

Likes

Dislikes

On an ideal weekend, you can find me:

At the side of a rugby pitch or by the sea

My favourite holiday destination is:

The Grenadines

My favourite song to play in the car is:

Depends on my mood - genres range from Punk Rock to Motown/Soul

The first album I bought was:

Slade – Get down and Get With It

If I could be any fictional character, I would be:

Iron Man

If I could turn any activity into an Olympic sport, I would win a medal in:

Drinking wine

When the dessert menu arrives, I’m looking for:

The cheeseboard

The three qualities that draw me to new people are:

Funny, interesting and quirky

My pet peeve is:

Smart-arses

The best gift I’ve ever received is:

My James Bond watch

The three people at my dream dinner party would be:

Elton John, Nelson Mandela and Pete Goss

The three small things that make my day better are:

Happy children, good coffee, great client meetings

My proudest moment as a Financial Planner was:

Making a client cry tears of joy when they realised they could change their life and do the things they had dreamt of doing but never thought they would be able to, at least, not for a few years.

The three things I love most about my job are:

Making a difference to people’s lives. Meeting new people and hearing their stories. Hearing what my clients have been up to over the course of the year.

The types of people I most enjoy working with are:

People who want to be helped and value what we do.

What our clients say

We’re privileged to have worked with hundreds of clients over the years. Here, just some of our clients share their stories about how lifestyle financial planning has transformed their lives.

Client since: 2013

Barbara West Sussex

At a point where I’ve had to start my life over, Mark has taken the stress and worry out of dealing with my finances. With careful management, he’s given me a lifestyle that I didn’t know I’d be able to have.

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Clients since: 2011

Dennis & Brenda Walton-on-Thames

We’ve been very, very happy with Mark’s services; he keeps us ticking over and makes sure that we’re doing the right thing with our wealth. He has an excellent team of staff who are very efficient and keep us informed on progress.

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Client since: 2006

Lucy London

If it wasn’t for Mark, I’d be a lot more anxious about my financial position. Now we’re currently in the midst of the Covid-19 pandemic, I know I’d be feeling a lot more worried if I didn’t have Mark as my financial planner.

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Clients since: 2011

Graham & Jane Hampshire

Markets go up and down but collperkins are always immediately on hand to sort any concerns or to help with any problems. We take the view that Mark will see that we are always taken care of – no worries.

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Clients since: 2013

Nick & Andrea Hampshire

Mark’s advice has meant that we have felt much more comfortable with our financial plans and I have spent a lot less time worrying. We are now much more confident that our goals are achievable and that has allowed us to enjoy the present much more.

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Client since: 2014

Lin Hampshire

Mark has advised three generations of my family as he is now advising my son. Mark has helped him with some tricky decisions recently, but we all find it comforting and reassuring to know that Mark is there to guide us through.

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