Retiring soon & already retired

Are you living the dream?

Your retirement should be the most enjoyable time of your life. A time when you do things because you want to, not because you have to. Now that you have built up the wealth you need to retire, the key priority is to make sure that it doesn’t run out before you do.

You want to be able to enjoy your wealth. It may be important to you to be able to spend on luxuries, or perhaps give financial help to your family. At the same time, you don’t want to have too much wealth at the end of your life, or you could leave your family with a large Inheritance Tax bill.

We can help you with:

Pension planning

We’ll help make sure your pensions provide the income you need in retirement. In later life, we can look at ways to manage your estate so that your family can fully benefit from your legacy.

Investment planning

As well as pensions, other investments can form a part of your income during retirement. We can make sure that your investments match your plans.

Estate planning

Most people want to ensure that their family only pays the necessary amount of tax. We can advise you on tax-efficient ways to pass on wealth to your loved ones.

Why have a financial plan?

Even if you believe you have enough income to continue enjoying your retirement, it makes sense to keep monitoring where your income will come from and how your spending might change over time.

With continuous financial planning, you’ll have clarity over your financial situation and the confidence to use your wealth to enjoy retirement. After all, you can’t take it with you when you go!

What our clients say

We’re privileged to have worked with hundreds of clients over the years. Here, just some of our clients share their stories about how lifestyle financial planning has transformed their lives.

Clients since: 2017

Jane & her husband Berkshire

Thanks to Ian, we know where we stand financially and when we can both fully retire. We also feel more confident that we’ll have the lifestyle that we’re looking forward to in retirement.

Read More

Clients since: 2011

Graham & Jane Hampshire

Markets go up and down but collperkins are always immediately on hand to sort any concerns or to help with any problems. We take the view that Mark will see that we are always taken care of – no worries.

Read More